Caseworker Said Decision Was Made but in Review for Ssi
While you've likely heard of Social Security (SSA) payments and may be slightly familiar with some of their core principles, at that place'southward a separate program chosen Supplemental Security Income (SSI) that provides assistance to certain U.S. citizens and can audio quite similar. While the aforementioned regime agency — the U.S. Social Security Administration — runs both programs, SSI is different from Social Security in a number of key ways. We'll have you lot through an overview of what SSI is, who qualifies and how it differs from Social Security in general to help yous better understand this fiscal program.
What Is SSI?
SSI is a need-based government program that provides financial assistance to elderly, disabled and blind citizens who have limited incomes or few financial assets. It'southward a sort of government safety net that's accessible to people who are unable to work because of their age or because they live with a disability. Children who are bullheaded or who have disabilities tin can too receive SSI.
In many states, people who qualify for SSI benefits are also eligible for Medicaid — a state-run healthcare program designed for people with depression income levels — to help pay for healthcare-related costs. They also generally qualify for nutrient assistance. In some states, an awarding for SSI also automatically serves as an application for nutrient benefits and for Social Security.
In improver to the coin that SSI recipients receive from the federal government, most can besides collect additional coin from their states as supplemental income. Exactly how much extra money states add onto federal SSI benefits varies from country to country. There are even a few states that offer no extra money at all.
Every bit mentioned, while SSI and Social Security are different programs, it's possible to be eligible for both. Permit's take a look at exactly how the two programs are alike and the ways in which they differ.
How Does SSI Differ From Social Security?
Social Security benefits differ from SSI because they largely depend on work history. Recipients become eligible for Social Security benefits by paying Social Security taxes, which are usually taken from their paychecks, for a sure length of fourth dimension. The money workers pay into Social Security is sort of like a regime-sponsored retirement account, except that it's a "pay as y'all go" arrangement. This ways that people who are working today fund Social Security payments that eligible recipients receive today.
SSI benefits, on the other hand, have nothing to practice with piece of work history. They can be administered to recipients who have never worked at all and oasis't paid Social Security taxes. Whether or not someone qualifies to receive SSI benefits is based on other factors, such as having limited income and an inability to piece of work. People who did work plenty to get Social Security benefits, only who receive very low payments, may too be eligible for SSI. If this is the case, they may qualify to collect from both programs.
Another primary difference between Social Security and SSI is that they're funded in dissimilar means. The money that recipients get from Social Security benefits comes from taxes that they and other workers have paid via payroll taxes. This ways money was withheld from their paychecks while they were working, and it funded Social Security. The money that SSI recipients get, however, comes from the U.S. Treasury's full general funds, which consist of money nerveless from personal income, corporate and other types of taxes.
Who Qualifies for SSI?
As SSI is a needs-based program, people must run into certain eligibility requirements to be canonical to receive SSI benefits. In order to qualify, you must:
- Exist either totally or partially bullheaded, be at least 65 years old or accept a medical condition that makes y'all ineligible to work and that's also expected to last at least a yr or result in death
- Have limited income or resources (qualifications for "limited income" vary from country to state)
- Be a U.Due south. denizen or national or a qualified alien
- Currently reside in ane of the fifty states, the District of Columbia or the Northern Mariana Islands
- Not be absent from the U.s.a. for more 30 consecutive days
There are, nevertheless, different rules for children under 18 who may qualify for SSI benefits. In gild for a child'southward family to authorize, the child must:
- Not be working or earning more than $2,190 per month (in 2021) if they are blind
- Not be working or earning more $ane,310 per month (in 2021) if they are not bullheaded
- Have a medical condition or conditions that outcome in "marked and severe functional limitations" and severely limit the kid's activities
- Have a condition(south) that has disabled them or is expected to go on disabling them for at to the lowest degree 12 months or that is expected to result in death
In addition to these conditions, SSI takes into consideration both the income and resources of the child and whatever family unit members they alive with. If the child'south medical handling is covered by wellness insurance and they're in a medical facility, SSI benefits may too be express.
How to Apply for SSI Benefits
If yous want to apply for SSI benefits, yous can now complete a big part of the process online. If yous'd rather utilise in person, you tin can set upward an appointment by calling 1-800-772-1213. Parents are allowed to use on behalf of children with disabilities who are under historic period eighteen. In some instances, 3rd parties may even exist able to assistance with a child's application.
There will exist some items that you'll want to brand sure y'all take on manus during the application process. If in that location's whatever data you tin't provide, your local Social Security function tin unremarkably assistance y'all. You volition need:
- Your Social Security card or other proof of your Social Security number
- Your nascence document or another document that proves your age
- Information near your living situation, such equally your mortgage, lease or rental data as well equally your landlord's name
- Documents that show proof of your fiscal situation, including payroll slips, insurance policies, banking company books and data about all of your assets
- Contact information for the doctors, hospitals or clinics from which you lot receive treatment (if you have a disability)
- Proof of your citizenship condition
- Either your checkbook or your bank or credit spousal relationship account numbers so yous tin receive your payments via direct eolith if canonical
If you're applying considering you take a disability, you can use for both SSI and Social Security Disability Insurance online at the aforementioned time if:
- Y'all're betwixt 18 and 65 years former.
- Yous've never been married.
- You lot're a U.Southward. citizen and alive in i of the 50 states, the District of Columbia or the Northern Mariana Islands.
- You've never applied for or received SSI payments earlier.
For more information, visit the Social Security Administration's disability information page or phone call 1-800-772-1213 to fix either an in-person or telephone appointment. Blind people or people with disabilities who are able to piece of work may also be eligible for admission to complimentary programs and preparation to help with job searches. For more information about SSI and related programs, visit the Social Security Assistants website.
Source: https://www.reference.com/business-finance/ssi-supplemental-security-income-basics?utm_content=params%3Ao%3D740005%26ad%3DdirN%26qo%3DserpIndex
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